Collecting money online free

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Use VibePay to collect money from friends directly into your bank account – for free!

Request and receive payments instantly, create groups to track and collect your money online. 

How VibePay Works

1. Create groups with your friends

Create Payment Groups on VibePay

2. Set an amount each of your friends need pay

Collect money from friends on VibePay

3. Securely link your bank account

Securely link bank accounts with VibePay

4. Share your payment link & get collect your money!

Collect money with a payment link

Use VibePay to collect money online

Get paid back for the activity or event you’re organising in seconds!

Improve the way you receive, track and request money you’re owed and send friendly reminders – money collection has never been easier.

  • Group gifts
  • Concert tickets
  • Brunch
  • 5-a-side football
  • Nights out
  • Holiday expenses
  • Petrol money
  • Stag/Hen do’s
  • Anything else!
Collect money for any event with VibePay

Whether it’s a leaving gift or an unforgettable concert, collect money from your friends and get paid back – instantly, free and directly into your bank account.

More reasons to love VibePay

It’s social

No one enjoys asking for money back from their friends, and VibePay makes it easy to request , plan and chat about money.

You can collect money for free

VibePay is completely free to use, and there’s no hidden costs. We’re here to help you get paid back!

Transactions are secure

All payments are authenticated via your online banking provider, ensuring bank-level safety and security for both you and your friends.

Works with all major banks

VibePay works with all major banks (Halifax, Santander, Natwest, Lloyds, HSBC etc.) – and our engineers can’t wait to link all other banks as soon as they upgrade their technology!


How to Collect Money Online

Physically collecting money for an office party or a leaving gift can often be a nightmare. People rarely carry cash these days and with the pandemic seeing a shift to employees working from home, it’s made online collections much harder. Fortunately, there is a way to do  this remotely as you can collect money online. Whether you are organising a charity collection, a leaving collection, raising funds to give your colleague a gift, or doing something completely different, virtual fundraisers offer a simple way to raise money so your colleagues can contribute to your collection with the click of a button. 

Start a GoFundMe today

What you Need to Know About Virtual Collections

A virtual collection also known as a money pool is a great way to collect multiple individuals’ money in one place. The beauty of fundraising online is that it makes it easy for everyone to contribute in their own time. They can be used to raise funds for anything you like, here we will outline how the process works. You can also visit our how it works page for more tips on how to set up a fundraiser which will help you collect money online.

How to Collect Money Online For a Gift 

Leaving collection online and gifts

If you are raising funds for a leaving collection online or a gift there are a number of things to keep in mind such as how much you want to raise, what the funds are going towards and so on. The following tips will help you navigate this process and teach you how to collect money online for a gift. 

How do I get started? 

Using a crowdfunding platform is the easiest way to launch your virtual collections. You can create a fundraiser in a matter of moments.

Remember to personalise your campaign

Once you have signed up you can personalise your fundraiser by adding a picture and a description about your collection explaining who or what it is for. This gives you a good opportunity to make it fun. If it is a collection for someone’s leaving gift you can include a photos of them during their time working for your company. 

Set a goal

Setting a collection goal is a good way of giving people something to aim for. If you already know what gift you want to give someone, set the goal as the price of the gift. If you haven’t decided yet, set a rough goal, you can always adjust it later.

Remember to make it private

If your collection is to raise funds for a surprise gift you can make it private so that only the people you share it with can see it.

Make sure the money goes to the right place.

If you are raising money for a particular person and you would prefer to send them the money raised directly, you can do this by making them the

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Ways to Accept Money Online

By Ashley Walton

Make it easy to be paid by accepting payments online.

New technology makes it easy for customers to spend money online. With more and more people paying for products and services online every day, your company can use innovative online services to accept payments. Customers love the simplicity, and when you choose the right service, it simplifies things for the business, too. Payment services vary in logistics and fees, but several stand out from the crowd as the best and easiest ways for your business to accept online payments.


PayPal is one of the most common ways to send or receive online payments. You can add a PayPal button to accept payments right on your company website, or you can add PayPal to a shopping cart platform. You receive payments in your PayPal account, and from there, you can transfer funds to a bank account. Using PayPal for your business ranges in price from free to $30 per month, depending on the functionality you want on your website. Businesses can also use PayPal to pay contract employees or freelancers who have a PayPal account.

Amazon Payments

Through Amazon Payments, you can send, request, receive and accept online payments. You can receive payments from anyone who has an Amazon Payments account and signs up using an email address. The system is similar to PayPal, but there are no transaction fees and it’s free to use. The main difference is that with Amazon Payments, you must withdraw amounts higher than $10 when transferring money to your bank account or higher than $1 if you withdraw it toward credit for an Amazon gift certificate.


Dwolla is an easy way to request, send or accept money. You can send or receive money via phone numbers, email addresses, Facebook friends, email connections or Twitter handles. One of the benefits of this service is that you can receive money from someone using Dwolla, even if you don’t have a Dwolla account. The receiver of the payment pays a 25-cent fee per transaction, but the payer can choose to pay the fee. For payments less than $10, there is no fee.


WePay simplifies the process of collecting money online. Businesses can use WePay to collect payments straight from a website, send online invoices or create an online store. You can also download a WePay app to accept credit and debit cards in person with an iPhone. After payments are collected, WePay can transfer funds via a prepaid debit card, bank account or paper check. WePay collects 2.9 percent on all transactions, plus a 30-cent fee for credit card transactions. There are no monthly fees with WePay.


Writer Bio

Ashley Walton holds a master's degree in English and has taught various courses at Brigham Young University, including rhetoric in new media and transatlantic literature. She has worked as an online copywriter for the last five years, and has eight years of copy editing experience.


8 Ways To Accept Online Payments In 2021 [From PayPal To Braintree]

For a long time, PayPal was pretty much synonymous with funds transfers via the internet, but today, there are many options from which you can choose if you engage in e-commerce. Many of these options include bonus features, such as fraud detection and protection, office tools such as analytics and reporting, and other items that help manage the monetary aspect of your business much easier.

Furthermore, as e-commerce goes global, some include the tools you need to sell to a global audience.

In this article, we will cover several options you might consider as you decide on the payment processing tool that best fits your needs.

Find What You’re Looking For

Amazon Payments

Amazon Payments

Amazon Pay is a drop-in payment solution that allows you to Amazon as your payment gateway and processor. While the use of Amazon Payments requires the use of an e-commerce platform that Amazon partners with, there are many options from which you can choose (their premier partners are currently PrestaShop, Shopify, OpenCart, and BigCommerce). Then, all you have to do is activate the free plug-in.

Amazon Payments, in addition to providing your customers with the reassurance that they’re paying with a processor that has a good reputation, offers your customers the ability to use their Amazon credentials to checkout (which is a familiar experience since the flow is similar to the one used for

It also allows you to offer your customers extensive consumer protections; all purchases are covered by the Amazon A-to-z Guarantee that normally comes with purchases on On your end, you get fraud detection services and prevention technology.

Braintree Payments


BrainTree is a subsidiary of PayPal that acts as an all-in-one payments partner. Instead of handling just the movement of funds, BrainTree offers what it considers white glove service, including fraud detection and protection, data security, reports and analytics (including an easy-to-use dashboard that allows you to manage every transaction and enable email recipes), and easy integration with third party services like 3DCart, BigCommerce, WooCommerce, and Yodle.

Integrating Braintree with your site can be as easy or as complicated as you’d like. There’s a predesigned, drop-in UI, or you can customize the checkout flow using the Custom UI and its hosted fields, which are secure frames by which your customers can enter sensitive information.

It offers several different products, each of which handles payments in a different area of e-commerce. The two products in which you’re most likely to be interested are:

  • Braintree Direct: the end-to-end payment solution for those that need to handle credit card, debit card, and PayPal payments for sales to customers via web, mobile, or native apps. This product is available to a global audience.
  • Braintree Auth: appropriate for those who provide services and need a method for their customers to pay for them. This product is available to US businesses.

In addition to PayPal and credit and debit cards, Braintree offers you the ability to accept payments via Venmo, Apple and Android Pay, Visa Checkout, Masterpass, and Amex Express Checkout.



Due provides highly secure credit and debit card processing, time tracking, and invoicing solutions at a low cost. Though Due offers Enterprise and Custom Payment Solutions, its Standard Plan would be a great fit for a small business. It works regardless of whether you sell physical products/downloads or offer billable services.

The Standard Plan comes with reports and analytics, fraud protection and live account monitoring, and protection against chargebacks (useful if the payee decides to reverse the charge with their credit card company). More specifically, you’ll be able to do things like handle debit and credit card payments, track your hours (if you’re billing based on time), and invoice clients — there’s also lots of built-in automation so that you don’t have to manually manage every aspect of your payments process.

In the near future, Due plans to add support for global payments, eCash, and digital wallets.



GoCardless is a tool for UK businesses that need a simple option to make direct debits for recurring payments (such as subscriptions). Rather than handling credit or debit card payments, you request permission to withdraw the appropriate amount from the customer’s bank account.

GoCardless specifies that its product is especially good for:

  • Recurring bills for variable amounts (common if you bill on a per-use or per-unit basis)
  • Fixed subscriptions or memberships
  • Taking payments on account for those with which you have an ongoing relationship.

GoCardless features a simple online management and automated payment collection system that you can get set up within just minutes. If you have an existing system, you can easily import your data into GoCardless. Furthermore, GoCardless is less expensive than a lot of other payment methods, and its ability to be automated, both from your end and the customer’s end, means that you have to do less work in managing your payments.



PayPal is one of the most popular payment processors around, and it’s practically synonymous with “sending money to someone else over the internet.” However, PayPal isn’t just useful for individuals — its business division offers many tools you might find useful for collecting online payments. You can add PayPal features to your checkout, allowing you to receive funds via PayPal itself or your customers’ credit cards.

There are several ways by which you can integrate PayPal into your site. You can use PayPal Express Checkout, which is simply a button saying, “Check Out with PayPal” that lets your customers complete the checkout process via PayPal’s website. PayPal Payments Standard is another option, and it takes about 15 minutes to set up the “Buy Now” button your customers will use to check out. This option, unlike PayPal Express Checkout, allows your customers to pay via PayPal or their choice of credit card. Finally, there’s PayPal Payments Pro, which allows you to implement a custom checkout process using PayPal. This is an option if you already have an online store and you want something to blend in with your design.



Stripe is an elegant, well-designed payment processor that offers several highly flexible options for your business. Its goal is to handle all of the technical aspects of online payments, including infrastructure, fraud prevention and protection, and banking integrations. While Stripe bills most of its products as options designed and built for developers, its Stripe Checkout option is easy enough to use that we think you can get up and running with very little trouble, even if you don’t have deep technical experience or knowledge.

Stripe Checkout is a payment form that you can easily embed onto your site. It works with desktops, laptops, and smartphones. Stripe has translated Checkout into twelve different languages, and it can be used to accept credit cards, debit cards, and Bitcoin. Stripe is designed to be used as-is, but as always, you are welcome to customize any (or all) part of the payment process seen by your customers.

Stripe is a global payments option that accepts over 100 different currencies, cryptocurrencies (such as Bitcoin), and local payment options (such as Alipay).



Shopify is an all-in-one e-commerce solution that has everything you need to get up and running with an online store. In addition to a store builder that lets you get up and running with a professional-looking storefront (even if you don’t have design experience or technical, site building knowledge), you get marketing tools, payments handling, a secure checkout process, and shipping integrations.

If you don’t need a full shop, Shopify offers several ways you can sell to and collect payments from your customers:

  • Shopify Payments allows you to accept credit cards directly from your customers. You’ll also get the tools you need to track your balance and payments schedule, as well as the ability to log orders and payments. If your customers ever initiate a chargeback, you can respond with just one click, since Shopify generates an automatic (yet customized) chargeback response.
  • The Shopify Buy Button allows you to embed a product card and checkout for one or more products or a shopping cart for a full mobile-friendly, secure shopping experience onto your website or blog. You can easily customize how these look, so the buying process doesn’t stand out from the rest of your site.
  • Pinterest Buyable Pins allow people who see your items on Pinterest to buy them. The concept is simply — all products pinned from your Shopify store automatically become buyable pins. When the customer decides to make a purchase, they can checkout with a credit card or Apple Pay without leaving the Pinterest app. You’ll also be able to measure and track the number of Pins, repins, and orders using the Pinterest Channel Dashboard in your Shopify account.

Similar to the Pinterest Buyable Pins, Facebook Store and Facebook Messenger products allow your clients to shop using Facebook’s social platform. If you’re on Amazon, you can manage your products using Shopify’s platform.


A cryptocurrency is a digital currency. Users can exchange funds into these currencies, and use their virtual wallets to pay for goods and services online. The most well-known cryptocurrency is bitcoin, and it’s the one your customers are going to be most interested in trying out.

Generally speaking, cryptocurrencies like bitcoin are decentralized, unlike electronic money or centralized banking systems. One of the biggest perks with using cryptocurrencies is the ability for the purchaser to keep their transaction private, although transactions are not completely anonymous.

Some users prefer to pay using cryptocurrencies to minimize the possibility of a privacy breach releasing their personal details to unauthorized parties.



As a merchant, accepting Bitcoin means that you:

  • See lower transaction fees: because there’s no central committee or organization that controls bitcoin, you could spend less on fees compared to traditional payment methods.
  • Get merchant protection: because bitcoins behaves like cash, you reduce the likelihood of fraudulent chargebacks or payment reversals.
  • Easily reach an international audience: bitcoin’s decentralized nature and lack of centralized authority mean that you can easily accept payments from international customers without the hassle of international bank wires.

However, accepting cryptocurrencies may increase the complexity of your payments process. If you’re using a payment processor, you may find that it doesn’t yet support bitcoin. And bitcoin payments can be slow to confirm on the blockchain; alternatives like litecoin or bitcoin cash are faster, but are not as widely supported by payment processors yet.

If you want to try accepting cryptocurrencies, BitPay is a good place to start. Processors like BitPay integrate with other e-commerce tools, such as Shopify, giving you a simple way to try out cryptocurrency payments.


When collecting payments online, there are many options from which you can choose. Many, however, offer more than just payment processing, and such useful features, such as fraud detection and protection, reports and analytics, and so on, are certainly bonuses you should consider when making your decision. In this article, we presented some of the best options for collecting payments, and hopefully, there’s something that meets the needs of your business.


Online free money collecting

Always chasing your friends for money?

Collctiv makes it easy for your friends and family to send you money. Just send them a link, they tap to pay, job done.
iPhone showing a list of pots of money.
Thousands of happy Collctors are now collecting money upfront from their group of friends.
It's as easy as 1, 2, 3
Create a pot
Choose whether to set a target, fixed amount or a deadline, and let your group know some of the details.
Share the payment link
Wherever you are already in touch with your group - WhatsApp, Facebook, email, Zoom - simply share the link for them to pay.
Watch the money roll in
Your friends & family don't even need to download the app to pay. One tap with Apple or Google pay or enter your card, job done.
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5 Ways To Make FREE Money 🤑 (Even As A Teenager) NO PAYPAL REQUIRED - Working Worldwide 🌎

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