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The GL Group

Merrill Lynch
Wealth Management

We are committed to understanding your values and what you want to accomplish with your assets. We believe that one-on-one conversations help us get to know who you are and what you and your family want for your lives and allow us to concentrate on helping you pursue your life goals and plan for your legacy.

The GL Group

Welcome

As Merrill financial advisors, we offer advice and guidance to help successful individuals and families pursue their financial goals. Our goals-based wealth management approach places the investor at the center of our focus, not the market. We start by listening carefully to understand your concerns, priorities, risk tolerance, time horizon, liquidity needs, goals and financial situation. From there, we work with you to develop a customized approach that connects your personal goals with potential financial solutions. Over time, we’ll meet with you to track progress and make adjustments, as needed.

Philosophy

We believe the best financial approach is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Worried about managing future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? With access to the investment insights of Merrill and the banking convenience of Bank of America, we will work with you to develop an approach designed to help address your financial needs.

Investments

We believe that your investments should be a reflection of you — your life, your priorities, your goals. As your dedicated advisor we will get to know what matters most to you and help you define your goals. We use this understanding to help you build a customized financial strategy and offer consistent, personalized advice. Combined with professional management, you can stay on the right path towards pursuing your long-term objectives.

Approach

We begin every relationship with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing your financial approach to help you pursue your passions, or providing advice and guidance to help you stay informed, we start by listening to learn more about you and your family.

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and help you refine your investing preferences. Together, we can help customize your investment approach. Using an understanding of your priorities and investment personality as a foundation, we help you access the full breadth of resources from Bank of America’s banking products and services and Merrill’s investment insights to address all aspects of your financial life.

Your approach to investing

Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will help us provide you with additional insights and resources.

Understanding your goals and priorities

Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

Capabilities

Our process is designed to help deliver a customized, consistent experience to assist clients not only in wealth accumulation and preservation, but in areas that go beyond investments. Our ability to provide access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience and lending solutions of Bank of America offers a way to help clients manage all of the pieces of their financial lives. We view ourselves as a financial resource, helping clients with potential solutions for transferring wealth to the younger generation.

Trust and fiduciary services are provided by Bank of America Private Bank, a division of Bank of America, N.A., Member FDIC, and a wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”).

Focus On Individuals, Families and Small Businesses

We believe that financial success can be achieved when you’re able to make investment-related decisions and trade-offs that can help you reach personally meaningful goals. So whether you’re planning your retirement, saving to buy a home or fund a child’s education, We start by getting to know you and how you feel about the following seven life priorities.

  • Health: Managing healthcare expenses, now and in the future
  • Home: Upsizing, downsizing, remodeling or buying a vacation home
  • Family: Taking care of your family and other people in your life
  • Leisure: Spending your free time in meaningful ways
  • Giving: Volunteering, mentoring others and giving to charities
  • Work: Working in retirement, selling or starting a business
  • Finance: Bringing it all together and defining your financial goals

This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

Meet the Team

Supported by the global resources of Merrill, our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personalized service.

5
David L Guadagnino

Dave (Rocky) began his career in financial services with Merrill Lynch Wealth Management in , after working for five and a half years in both public and private accounting. He works with clients, including physicians, accountants and entrepreneurs to help them pursue their goals. He blends common sense and a real-life view of the financial matters that impact each client's life to develop a customized strategy. He also works closely with clients on trust, estate and long-term care planning services. 

Dave has the ability to review complex situations and help bring clear, concise and relevant strategies to the table for clients. He holds the Chartered Retirement Planning CounselorSM (CRPC®) designation, Certified Exit Planning Advisor (CEPA) and the Certified Plan Fiduciary Advisor (CPFA) . In addition, Dave earned a bachelor's degree in accounting, with a minor in history, from LeMoyne College. 

He has served on the board for St. Joseph’s Neighborhood Center, while also previously serving on the board for Ronald McDonald House of Charities of Rochester, Hope Hall, and Local Charities of Rochester. 

His hobbies include travel, photography and family history research. Dave and his wife, Mary Beauchamp, live in Rochester, New York

David L Guadagnino,

Senior Vice President

Senior Financial Advisor

Christopher M Leone

Chris began his career in financial services in In , Chris joined Merrill Lynch Wealth Management and has been with the firm ever since. He works with clients, including dentists, physicians, business owners and families to provide financial confidence through clear and comprehensive wealth management. He also is a valuable resource for clients needing trust, estate and long-term planning services. 

Chris’s ability to make clients feel comfortable while helping them tackle complex financial decisions is a trait that clients find valuable. He holds his Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor℠ (CRPC®), and Chartered Retirement Plans Specialist℠ (CRPS®) designations. In addition, Chris earned his bachelor’s degree in Finance from SUNY Brockport, where he has served on the board for the Business Advisory Council. 

Aside from continuing to be a part of the community at SUNY Brockport, Chris also actively supports St. Joseph’s in Penfield and McQuaid Jesuit High School, where his two sons, Jake & Sam currently attend. 

His hobbies include golf, skiing, and traveling to watch his two sons play youth soccer. Chris, his wife Sarah, and their two boys reside in Penfield, NY.

Christopher M Leone,

Senior Vice President

Senior Financial Advisor

Create a plan that is all about you.

Merrill Personal Wealth Analysis™ can help us build and document a personalized plan, centered on your goals and focused on what you want to achieve.

Learn more

Your Financial Approach

We offer you access to the investing insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking convenience of Bank of America to help you pursue your goals. We will work to help you stay on track, regardless of what the markets are doing.

1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
2 Banking, mortgage and home equity products offered by Bank of America, N.A.
3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.
4 Trust and fiduciary services are provided by Bank of America Private Bank.

Staying on Track

We understand that both your life and the financial markets can change over time. By checking in to discuss changes in your life and revisiting your financial approach, our goal is to help you stay on track to achieve what's most important to you.



Reviews to help you
stay on track

We’ll meet with you to review your goals and the progress you’ve made toward reaching them. We’ll also discuss any adjustments needed to your financial approach to help you stay on course.



Changes in your life
and to your goals

Your life and goals change. As these changes occur, we can update your approach to reflect them.

#DigitalMerrill

MyMerrill is your online destination for access to your financial information, secure communications, and a robust offering of tools and capabilities.

Your advisor is a click away within our site or mobile apps

You can manage account security with our customizable security capabilities such as touch ID, one time passcode, and other security features

Access to your complete financial life is available with My Financial Picture, Merrill’s asset aggregation tool

Let’s Have a Conversation

Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

Why Merrill?

As Merrill Lynch Wealth Management Advisors, we will sort through the financial complexities of your life, helping you build a customized investment approach to address your needs and pursue your goals.


Merrill_Capabilities_Brochure.png  

We put you first, every day.
Learn more about the dedicated one-on-one relationship you can have with a Merrill Lynch Wealth Management Advisor.

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Perspectives Newsletter

Get the latest investment insights, tips and strategies to help you live your best financial life.

The College for Financial Planning Institutes Corp. owns the service marks Chartered Retirement Planning CounselorSM, CRPC®, and the CRPC® logo, and the certification marks Chartered Retirement Planning Counselor™, CRPC™, and the CRPC™ logo.

The College for Financial Planning Institutes Corp. owns the service marks Chartered Retirement Plans SpecialistSM, CRPS®, and the CRPS®  logo, and the certification marks Chartered Retirement Plans Specialist™, CRPS™, and the CRPS™ logo.

Sours: https://fa.ml.com/new-york/pittsford/the-gl-group/

1 - 24of 33ads

7 hours ago

G&l asat standard classic Telecaster USA

Pimlico, Westminster

G&l tele in Spanish copper finish ,fitted with fender vintage noiseless pickups but I have the original g&l MfD pickups which are included in the price comes

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7 hours ago

G&l legacy USA sold sold sold sold

Walsall, West Midlands

Sold sold sold g&l legacy USA mint condition great quality USA guitar this is mint with all paperwork, purchased new by me. Cash on collection only no swaps or

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2 days ago

G&l USA Comanche (Leo fender) electric guitar, blueburst, unmarked condition for sale

Bournemouth, Dorset

From the creature of fender American guitars :g&l USA Comanche electric guitar, blueburst,in pristine , unmarked condition for sale. Comes with original g&l

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30+ days ago

G&l legacy USA

Salisbury, Wiltshire

Divorce, down-sizing and financial restructuring necessitates the very reluctant sale of my USA G&L Legacy. Reluctantly re-listed after a change of heart. This

G&l legacy USA
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3 days ago

Gorgeous g&l Leo fender USA asat classic Telecaster custom shop creations lb

Bognor Regis, West Sussex

Exceptional 'under the bed' g&l Leo fender American asat classic 'custom creations' Telecaster ' blonde' over select lightweight ash ! Custom order asat

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Reduced price30+ days ago

G&l-usa s

Leicester, Leicestershire

£

One-off built to the same specs as the Fender " Jerry Donahue" Stratocaster. Middle knob does not function as tone control, but is 2-position switch- one

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7 days ago

G&l USA made legacy Fullerton deluxe

Chesham, Buckinghamshire

g&l USA legacy, Stratocaster type. Mint, smells and looks new, deluxe edition of the g&l Fullerton legacy, made in California. Please refer to the picture

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9 days ago

G&l legacy tribute series Stratocaster

City Centre, Glasgow

Here we have for sale a G & l legacy tribute Stratocaster. This looks great and sounds sweet. Frets and electrics are spot on. In brilliant condition. Well

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12 days ago

G&l legacy tribute (not Stratocaster)

Johnstone, Renfrewshire

G&l legacy tribute (not Stratocaster). Used, but in good working order. G&l (George Fullerton & Leo fender) was the company Leo fender designed his final

G&l legacy tribute (not Stratocaster)
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13 days ago

G&l legacy tribute electric guitar

Hillington, Glasgow

Mint condition, black with red, professional set up. Cost £ new. Have too many electrics, want to replace with an acoustic

G&l legacy tribute electric guitar
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16 days ago

G&L tribute "fallout"

Ardrossan, North Ayrshire

G&L fallout electric guitar for sale, recently got in a trade but selling off excess music gear due to baby expenses, specs: PICKUPS- Paul Gagon-designed Alnico

G&L tribute "fallout"
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20 days ago

G&l asat semi-hollow Telecaster

Dundee, Central Scotland

Great playing guitar with low action but I don't play enough to warrant keeping it. In excellent condition and sounds better than most Fenders I've heard or

G&l asat semi-hollow Telecaster
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18 days ago

g&l asat special in sunburst tele lbs

Golders Green, Barnet

Here for sale g&l asat special in sunburst tele lbs. A very nice example of an early asat. The guitar plays great and has beefy tele tone. It features

 g&l asat special in sunburst tele lbs
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17 days ago

G&l USA legacy - a classic gem from the early years, recently set up and a great minor MoD!

Leavenheath, Suffolk

G&l USA legacy - a classic gem from the early years with a recent set up and a great minor MoD! This is a lovey player's guitar with a honey burst ash body

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17 days ago

G&l asat classic semi hollow - a unique & special asat with a lovely wood grain!

Leavenheath, Suffolk

G&l asat classic semi hollow - a unique & special asat with a beautiful grain! The great thing about asats, and Teles for that matter, is that they are born for

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26 days ago

G & l l tribute bass

Stockport, Greater Manchester

G&l s SB-2 is what Leo fender believed was the most comfortable bass he ever designed. And that s saying something from the luthier that started it all. They

G & l l tribute bass
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26 days ago

G and l Fullerton deluxe USA Stratocaster alnico

Silsden, Bradford

USA made purchased by me from guitar guitar in December, still have receipt on sale at £ (Reduced from £) Comes with really nice gig bag, certificate

G and l Fullerton deluxe USA Stratocaster alnico
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28 days ago

USA g&l asat Telecaster

Penyffordd, Flintshire

USA g&l asat Telecaster. Condition is "used". I m selling my fine example of a USA g&l asat sunburst finish on a gorgeous figured swamp ash body. This is

USA g&l asat Telecaster
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30+ days ago

G & l l tribute bass guitar

Ross and Cromarty, Highlands and Islands

G & l l tribute active bass guitar for sale, immaculate condition, sounds incredible with fantastic range of tones. Surplus to requirements as thinning

G & l l tribute bass guitar
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30+ days ago

G&l legacy tribute guitar (Leo fender)

Belfast, Northern Ireland

G&l legacy tribute UK and Ireland delivery available (no additional customs or duty costs) **now available from JFK guitars @ edenderry Belfast and lyric HiFi

G&l legacy tribute guitar (Leo fender)
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30+ days ago

Stew Mac guitar wiring diagrams

Cramlington, Northumberland

Postage £2 the new book of standard wiring diagrams by Les schatten easy-to-read diagrams help you WIRE a guitar or bass. No confusing schematics! Originally in

Stew Mac guitar wiring diagrams
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25 days ago

Hohner Atlanta , 4 voice musette, C system, chromatic accordion. Lessons available.

Loanhead, Midlothian

Up for sale is a Hohner Atlanta , chromatic C system, musette tuned, accordion. It has a range of 52 treble notes, ranging from C, clarinet selected, (C

Hohner Atlanta , 4 voice musette, C system, chromatic accordion. Lessons available.
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25 days ago

Weltmeister cordal, 3 voice (lmm), 80 bass, piano accordion. Lessons available.

Loanhead, Midlothian

Up for sale I have a German made, weltmeister cordal accordion. It has 80 basses, piano accordion, circa s. It has 34 treble keys, 3 sets of reeds (lmm)

Weltmeister cordal, 3 voice (lmm), 80 bass, piano accordion. Lessons available.
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30+ days ago

G&l rampage Jerry Cantrell signature guitar

Orton Waterville, Peterborough

Rare and cool, this rampage from g&l comes equipped with kahler trem and a zebra stripe Seymour Duncan pickup. Frets are very good. Body work is road worn

G&l rampage Jerry Cantrell signature guitar
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1 - 24

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Sours: https://www.newsnow.co.uk/classifieds/hobbies-leisure/g-and-l-guitars-uk.html
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G & L Travel

This bus/coach service is listed for your information. You should contact the taxi service directly to ensure they can meet the particular travel needs of your child or young person.

Who to contact

Contact Name
G & L Travel
Telephone
/

Where to go

Address
East Fen Lane
Stickney
Boston
Lincolnshire
District
East Lindsey
Postcode
PE22 8DE

Other Details

Availability

Specific age range
All ages
Local Offer

Local Offer

This service is listed for your information. Its inclusion on the Family Services Directory does not imply endorsement, approval or recommendation by Lincolnshire County Council. For more information, go to Terms & Conditions

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Well, yes. Why don't you like it. If you want, I won't talk like that anymore, "the girl said obediently, lowering her eyes and pouting her plump lips. " I won't be like this anymore, well, I. Won't, I won't.

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